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COMMERCIAL LIABILITY
Specialized General Liability for Complex Commercial Risks
Up To
$2M
Per
Occurrence Limit
Up To
$4M
General
Aggregate
Up To
$4M
Products-Completed
Ops Aggregate
Up To
$2M
For Personal &
Advertising
Where Others See Risk. We See Opportunity.
When standard markets hesitate, ARU helps brokers move forward.
Our Commercial Liability program is built for complex operations, specialized industries, and higher-hazard exposures that require experienced underwriting and thoughtful risk analysis. Combining responsive service with industry-specific expertise, we help retail agents and wholesale brokers secure solutions for risks that don't fit neatly into conventional underwriting models.
The result is a smarter approach to liability coverage—one that balances opportunity, protection, and long-term sustainability.
Explore Our Appetite
Specialty Retail & Wholesale Distribution
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Grocery stores & distributors
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Meat, fish, poultry, & seafood stores/distributors
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Feed, grain, and hay dealers
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Fruit & vegetables dealers/distributors
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Supermarkets
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Lumberyard
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Farm Equipment service & dealers
Manufacturing - Food, Beverage, & Agriculture
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Bakery plants
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Food product manufacturing
- Meat, poultry, and seafood processing
- Dairy & juice manufacturing
- Grain milling
- Beer, wine, & beverage bottling
- Pet food & feed manufacturing
- Packing houses & rendering works
Agricultural, Forestry, & Real Estate
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Harvesting contractors & orchards/vineyards
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Landscape gardening & lawn care
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Forestry service
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Grain elevator operations
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Packing houses & stockyards
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Warehouses (including cold storage)
Manufacturing - Machinery, Metals, & Electronics
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Machinery & machinery parts (farm, industrial, & metalwork)
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Metal goods manufacturing
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Metal heat processing
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Refrigeration equipment manufacturing
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Furniture manufacturing & assembling
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Bottles, jars, boxes, & containers
Liability Exposures We Help Address
