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FARM, RANCH, & RURAL ESTATE INSURANCE

Specialized Farm Insurance Solutions Backed by Expert Loss Control

ARU's highly anticipated Farm, Ranch, and Rural Estates insurance product launches in early 2025, delivering solutions for historically challenging operations such as poultry and hog confinement, dairy, equine, and more. Our comprehensive coverage packages offer protection for farms of all sizes, ages, and risk profiles.

 

In an industry where finding the right coverage can be challenging, ARU's solutions are designed for your clients' priorities–whether they seek the most comprehensive protection available or a more cost-effective option. Our offerings are backed by unmatched agricultural expertise and proactive loss control that works collaboratively with policyholders to mitigate elevated risk factors. 

Coverage Available for the Whole Farm Including:

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Dwellings & Mobile Homes
(Primary, Secondary, Seasonal, Vacant)

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Generator Mechanical Breakdown

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Well Pumps &
Water Systems

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Farm Structures, Barns, Sheds, & Grain Bins

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Farm & Personal
Liability Insurance

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ATVs &
UTVs

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Mobile
Equipment

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Irrigation
Equipment

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Loss of
Income

Acceptable Farm Types:

Poultry Confinement Insurance

Poultry Plus is the world’s only insurance product built and designed exclusively for poultry farms. Insuring Poultry Confinement risks is where it all began for ARU, and our unmatched subject matter expertise allows us to offer the most comprehensive coverage available for the broadest range of eligible poultry house types and ages.

 

ARU's Poultry Specialty Coverage addresses unique challenges poultry farmers face, such as Avian Influenza, integrator bankruptcy, and more, giving our distributors a competitive edge in the market.

 

Our solutions extend to operations including:

  • Chicken Egg Production

  • Broiler Production

  • Turkey Production

To learn more, schedule a call or apply for a distribution contract today.

Poultry Plus logo
Poultry confinement building
Mobile equipment barn
Poultry confinement generator
Aerial view of 6 red poultry confinement buildings
Cancelled or Non-Renewed Accounts?

ARU's advanced loss control process empowers us to provide solutions without discriminating based on a policy's cancellation or nonrenewal status. We specialize in tackling historically challenging risks and take pride in putting bindable quotes on the table when others cannot.

Coverage Packages:

Their coverage, their choice. Our simplified coverage options empower you to align insurance solutions with your clients' goals. 

Choice

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​Top-tier coverage with lower deductibles, offering maximum protection and peace of mind.

Select

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​A balanced option with standard deductibles, providing great value at a moderate cost.

Economy

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​Essential coverage at an affordable price, with higher deductibles to keep costs low.

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Other Advantages Include:

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Up to $15M TIV Per Location

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Instant Digital Policy Delivery

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Installment Plans with No Percentage Finance Charges

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Available in All Lower 48 States

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100% Direct Bill

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Automatic Renewal Initiation

PARTNER & GROW WITH ARU

At ARU, we embrace a partnership approach to drive success for our brokers and policyholders. 

 

ARU distributes our Farm, Ranch, and Rural Estates product through a network of select regional and national wholesaler brokers.  Retail brokers seeking to place business with ARU should contact your preferred wholesale relationship.  ARU may consider working directly with a retail broker if the broker has a large book of eligible business to move to ARU. 

500 W 5th St, Suite 800

Winston-Salem, NC 27101

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© 2025 by ARU

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