Commercial

ARU provides specialized commercial property and liability insurance solutions for grain elevators, cotton gins, food processors, and other high-hazard agricultural facilities. We help brokers secure coverage for complex risks, including combustible dust and supply chain interruptions, through experienced underwriting and reliable capacity.

Explore the most common property risks that agricultural processing facilities face and what can be done to mitigate them.

Fire pumps are vital for Commercial Property and agribusiness fire safety. Learn about types, maintenance, and NFPA 25 compliance in our lat

Severe weather can be devastating for farms. Stay prepared with 10 essential tips to protect your operations.

A grain elevator is a facility designed to store grain. It is typically built with a tall frame made of metal or concrete with a compartmented interior and an elevator or conveyor which scoops up grain from a lower level and deposits it into a silo. With gravity, the elevated grain is able to be unloaded quickly using chutes. This design has been reinforced out of necessity. Early grain elevators were made of wood and were extremely prone to fire or even combustion. One notab

Flex is a property-only insurance product created by ARU to provide coverage for cotton gins, and other underserved classes of business.