Farm

To avoid underwriting delays and secure faster quotes in the specialty insurance market, brokers should follow five best practices: complete applications fully, provide Statements of Values in Excel format, include a descriptive narrative of the business, attach a three-year loss history, and specify target terms and premiums in the initial submission. Following these steps streamlines the underwriting process and helps carriers prioritize your deals.

In the agricultural sector, wildfire is often viewed through the lens of property damage. However, for modern farms, ranches, and vineyards, the reality is far more complex. Wildfire risk is a multi-dimensional threat that impacts critical infrastructure and long-term business viability. The stakes have never been higher. The 2024 Smokehouse Creek Fire, the largest in Texas history, burned over 1 million acres and resulted in the loss of more than 15,000 cattle. With over $12

Electrical equipment is the backbone of industrial and agricultural operations, but it’s also a major hazard. Every year, U.S. fire...

The USDA has launched a $16B disaster relief program for farmers impacted by natural disasters in 2023–2024. Learn how it works and who qualifies.

Did you know that 90% of all lightning damage can be eliminated if the electrical system on the farm is properly grounded? Learn more.

Poultry houses are highly controlled environments that rely on continuous power. Follow these tips to keep your generator up and running!

Severe weather can be devastating for farms. Stay prepared with 10 essential tips to protect your operations.

A grain elevator is a facility designed to store grain. It is typically built with a tall frame made of metal or concrete with a compartmented interior and an elevator or conveyor which scoops up grain from a lower level and deposits it into a silo. With gravity, the elevated grain is able to be unloaded quickly using chutes. This design has been reinforced out of necessity. Early grain elevators were made of wood and were extremely prone to fire or even combustion. One notab